Credit Check

Credit Check

Credit check will soon be one of the most important terms heard in UK Business. To do a these checks will be so prevalent that it will be second nature to owners and managers of private and public limited companies, partnerships and sole traders of all shapes and sizes.

Nowadays only large corporations seems to have teams of people whose function is to do a credit check. However with advent of the internet more and more people can do a credit check on any person or legal entity with which they have business. For example, can you imagine not doing a credit check on the person or company who was going to put double glazing in your house? This is usually a large expense for any homeowner and demands that a person choose a supplier wisely.

At present most homeowner's check the quality of the work by contacting previous customers who may have used the company, which is pitching for the business. But how many people complete a credit check to make sure that the firm is likely to be in business over the course of the next six months or a year. More people should do this as a matter of course. An example of a checkSURE credit check Snapshot report can be seen here as a Adobe Acrobat file.

In the checkSURE office, credit check has become a living thing since Andy, one of our computer programmers, has recently started to bring in his new dog into the building. He was looking to give it an original name and someone suggested calling it 'credit check' - since Andy has been instrumental in creating Britain's most advance credit checking eCommerce platform for checkSURE.

Now as you can see from this photo Credit Check is a rough looking Mutt who rarely sits still for two seconds let alone two minutes. Yet he is an inquisitive little devil who is determined to find what he is tasked. In light of this credit check may be just the name that suits his temperament.

A Pukka was immediately called (this is a team meeting where we all pukka up our views on the chosen topic) and before long we had concluded two things about the name credit check. One, it was OK for a dog to be called 'credit check' but this was really a show name. Something that you would see at Crufts: "And the winner is 'Credit Check' - a dog owned by Mr and Mrs Experian, from Watford". Two, that checkit would be it's name for everyday use. So when Andy was in the park calling for the Mutt he would scream "Checkit" rather than 'Credit Check'.

On the other hand for special occasions this master specimen of a Dog would be known as Credit Check by one and all. This all may seem a bit silly. But the checkSURE team had to live everyday with examples of customers who do credit checks AFTER rather than BEFORE they do business for substantial sums of money. The results often aren't all that pretty. Bad debt and shattered dreams often result. The lesson is credit check now - and often. Like a dog who never forgets.

In short, it seems unbelievable that you wouldn't want to credit check the history of someone who was about to take out all the windows where you live. Let's face it if they went bust before they put new ones in you would feel the cold winds of a business crashing in more ways than one. In fact the moral of this tale is that you get a warm feeling from a credit check.